Jim Lawrence Insurance LLC

Trust is the basis of each successful customer relationship. Our effort to build that trust is evidenced by the fact that many of our customers represent generations that have been coming to this same location to fulfill their insurance needs! We appreciate the trust you place in us when you ask us to help protect your assets. By explaining our privacy policy to you, we hope that you will better understand how we keep our customer information private and secure while using it to better serve you.

Purpose of this Notice

To comply with Federal law, effective July 1, 2001 . Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a non-affiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of Ward Insurance Services.

Our Privacy Policies and Practices

1. Information we Collect:

We collect nonpublic personal information about you from the following sources:

· Information we receive from you on applications, other forms or via any other method;

· Information from any one having a legal interest in your transaction including but not limited to a loss payee, or an additional insured;

· Information we gather as a result of any history you develop while being an insured;

· Information we receive from other insurers or their representatives;

· Information we receive from a consumer reporting agency.

2. Information we Disclose:

We do not disclose any nonpublic personal information about you, as our customer or former customer, except as described in this notice.

We will not sell your name, address, telephone number or any other information about you to any one. We will not participate in joint-marketing programs with unaffiliated third parties that require us to disclose your nonpublic information to the third party.

In the process of securing quotes and coverage for you, we may disclose the information we collect about you to any prospective insurer from whom we attempt to obtain a quote/coverage. To assist you in processing a real property transaction, or an automobile transaction, or any other transaction impacting your existing insurance or pending insurance purchase, we may share nonpublic information about you. In such transactions, Ward Insurance Services is permitted to share information about you without prior written permission, to such persons and organizations including but not limited to: a prospective insurer of our choice; a title company; closing agent; escrow agent; repair shop; contractor; appraiser; attorney; investigator; lien holder; assignee; lesser; parties acting in a fiduciary or representative capacity accountant; auditor; parties enforcing or transferring our rights; or any party whom we have reason to believe you have requested or authorized to administer a transaction for you.

We may disclose personal information to others in order to service, process or administer business such as underwriting or claims operations. In this context, we may disclose (1) information such as assets, income, name, address, social security number, (2) transaction information such as information about balances, payment history and parties to the transaction; and (3) information from consumer reporting agencies.

We are permitted to disclose personal health information (1) to process your transaction with us, for instance, to determine eligibility for life/health coverage or to process claims, (2) and otherwise as permitted by law.

We may disclose nonpublic information about you (1) as requested by any regulatory agency in connection with the regulation of our business, or any other entity as required by law, (2) any government/law enforcement authority to protect our legal interest or in cases of suspected fraud or illegal activities, (3) a collections agency if you become delinquent in your payments/obligations to us. No stipulation in this notice is intended to prohibit us from taking all necessary measures to prevent insurance fraud.

3. Nonaffiliated third parties to whom disclosures may be made:

Other than described above, we do not disclose nonpublic information about you to any other entity.

4. Sharing information with affiliates:

We will not disclose nonpublic personal information, as described above in "Information we collect," except as described in Information we disclose.

5. Our practices regarding information confidentiality and security:

We restrict access to nonpublic personal information about you to those individuals, such as employees and agents, who provide you with our products and services. We educate our employees so that they will understand the importance of confidentiality of personal information and take appropriate measures to enforce privacy.

6. Website:

Our website privacy notices contain additional information particular to website use. Please pay careful attention to those notices if you transmit personal information to Ward Insurance Services over the Internet.

7. Reservation of the right to disclose information in unforeseen circumstances:

In connection with the potential sale or transfer of its interests, Ward Insurance Services and its affiliates [if any] reserves the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and country of residency and other information that you provide through other communications) to a third party entity that (1) concentrates its business in a similar practice or service; (2) agrees to be Ward Insurance Service's successor in interest with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this privacy statement.

8. Questions:

Federal Law: If you would like additional information about the Gramm-Leach-Bliley Act (GLBA), please contact your United States Senator or Congressman. In the phone book, look in the government pages, federal section, Senator or Congress.

Or, on the Internet, you can locate your Senator at http://www.senate.gov/.

While Congressional leaders can be found at http://www.house.gov/.

Thank you for placing your insurance needs in our care. We want to be the best agent you've ever had!